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  • 华夏南山松养老年金保险

    时间:2014-10-14 阅读:

    产品特色
     

    终身保障 养老无忧

    超高收益 灵活领取

    保费豁免 持续关爱

    轻松投入 老有所养

    投保须知

    投保年龄:出生且出院满28日至55周岁(含)

    交费方式:3年、5年、10年

    领取年龄:55、60、65周岁,投保时约定开始领取年龄

    保险期间:至终身

    案例演示

      王先生,30周岁,投保华夏南山松养老年金保险,年交保费10000元,交费期10年,基本保险金额为136320元,60周岁开始领取生存金。则王先生享受如下保险利益:

     

    保单年度

    年末年龄

    当年保险费

    累计已交保费

    身故保险金

    年末生存给付

    现金价值

    保单年度

    年末年龄

    当年保险费

    累计已交保费

    身故保险金

    年末生存给付

    现金价值

    1

    31

    10,000

    10,000

    10,000

    -

    3,248

    39

    69

    -

    100,000

    149,952

    13,632

    -

    2

    32

    10,000

    20,000

    20,000

    -

    7,941

    40

    70

    -

    100,000

    136,320

    13,632

    -

    3

    33

    10,000

    30,000

    30,000

    -

    12,989

    41

    71

    -

    100,000

    122,688

    13,632

    -

    4

    34

    10,000

    40,000

    40,000

    -

    19,303

    42

    72

    -

    100,000

    109,056

    13,632

    -

    5

    35

    10,000

    50,000

    50,000

    -

    26,087

    43

    73

    -

    100,000

    95,424

    13,632

    -

    6

    36

    10,000

    60,000

    60,000

    -

    33,372

    44

    74

    -

    100,000

    81,792

    13,632

    -

    7

    37

    10,000

    70,000

    70,000

    -

    41,189

    45

    75

    -

    100,000

    68,160

    13,632

    -

    8

    38

    10,000

    80,000

    80,000

    -

    49,570

    46

    76

    -

    100,000

    54,528

    13,632

    -

    9

    39

    10,000

    90,000

    90,000

    -

    58,553

    47

    77

    -

    100,000

    40,896

    13,632

    -

    10

    40

    10,000

    100,000

    100,000

    -

    68,173

    48

    78

    -

    100,000

    27,264

    13,632

    -

    11

    41

    -

    100,000

    100,000

    -

    71,883

    49

    79

    -

    100,000

    13,632

    13,632

    -

    12

    42

    -

    100,000

    100,000

    -

    75,800

    50

    80

    -

    100,000

    -

    13,632

    -

    13

    43

    -

    100,000

    100,000

    -

    79,936

    51

    81

    -

    100,000

    -

    13,632

    -

    14

    44

    -

    100,000

    100,000

    -

    84,304

    52

    82

    -

    100,000

    -

    13,632

    -

    15

    45

    -

    100,000

    100,000

    -

    88,917

    53

    83

    -

    100,000

    -

    13,632

    -

    16

    46

    -

    100,000

    100,000

    -

    93,792

    54

    84

    -

    100,000

    -

    13,632

    -

    17

    47

    -

    100,000

    100,000

    -

    98,943

    55

    85

    -

    100,000

    -

    13,632

    -

    18

    48

    -

    100,000

    104,379

    -

    104,379

    56

    86

    -

    100,000

    -

    13,632

    -

    19

    49

    -

    100,000

    110,114

    -

    110,114

    57

    87

    -

    100,000

    -

    13,632

    -

    20

    50

    -

    100,000

    116,162

    -

    116,162

    58

    88

    -

    100,000

    -

    13,632

    -

    21

    51

    -

    100,000

    122,542

    -

    122,542

    59

    89

    -

    100,000

    -

    13,632

    -

    22

    52

    -

    100,000

    129,272

    -

    129,272

    60

    90

    -

    100,000

    -

    13,632

    -

    23

    53

    -

    100,000

    136,370

    -

    136,370

    61

    91

    -

    100,000

    -

    13,632

    -

    24

    54

    -

    100,000

    143,858

    -

    143,858

    62

    92

    -

    100,000

    -

    13,632

    -

    25

    55

    -

    100,000

    151,756

    -

    151,756

    63

    93

    -

    100,000

    -

    13,632

    -

    26

    56

    -

    100,000

    160,085

    -

    160,085

    64

    94

    -

    100,000

    -

    13,632

    -

    27

    57

    -

    100,000

    168,871

    -

    168,871

    65

    95

    -

    100,000

    -

    13,632

    -

    28

    58

    -

    100,000

    178,136

    -

    178,136

    66

    96

    -

    100,000

    -

    13,632

    -

    29

    59

    -

    100,000

    187,907

    -

    187,907

    67

    97

    -

    100,000

    -

    13,632

    -

    30

    60

    -

    100,000

    198,209

    13,632

    184,577

    68

    98

    -

    100,000

    -

    13,632

    -

    31

    61

    -

    100,000

    259,008

    13,632

    -

    69

    99

    -

    100,000

    -

    13,632

    -

    32

    62

    -

    100,000

    245,376

    13,632

    -

    70

    100

    -

    100,000

    -

    13,632

    -

    33

    63

    -

    100,000

    231,744

    13,632

    -

    71

    101

    -

    100,000

    -

    13,632

    -

    34

    64

    -

    100,000

    218,112

    13,632

    -

    72

    102

    -

    100,000

    -

    13,632

    -

    35

    65

    -

    100,000

    204,480

    13,632

    -

    73

    103

    -

    100,000

    -

    13,632

    -

    36

    66

    -

    100,000

    190,848

    13,632

    -

    74

    104

    -

    100,000

    -

    13,632

    -

    37

    67

    -

    100,000

    177,216

    13,632

    -

    75

    105

    -

    100,000

    -

    13,632

    -

    38

    68

    -

    100,000

    163,584

    13,632

    -

    76

    106

    -

    100,000

    -

    13,632

    -